{"id":1286,"date":"2025-06-25T09:46:00","date_gmt":"2025-06-25T09:46:00","guid":{"rendered":"https:\/\/www.info-tech.com.sg\/blog\/?p=1286"},"modified":"2026-04-22T08:59:27","modified_gmt":"2026-04-22T08:59:27","slug":"top-5-government-grants-for-smes-in-singapore","status":"publish","type":"post","link":"https:\/\/www.info-tech.com.sg\/blog\/top-5-government-grants-for-smes-in-singapore\/","title":{"rendered":"Top 5 Government Grants for SMEs in Singapore (2026 Edition)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>What is the Importance of Grants for Singapore SMEs?\u00a0<\/strong><\/h2>\n\n\n\n<p>Singapore is set to streamline multiple SME grants into a <strong>new unified framework called the EDGE Grant<\/strong>, expected to launch in the second half of 2026.<\/p>\n\n\n\n<p>Existing grants like PSG, EDG, and MRA will continue for now, but future applications may gradually transition into this single platform.<\/p>\n\n\n\n<p><em>What this means for SMEs:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>More integrated support for growth, innovation, and expansion<\/li>\n\n\n\n<li>Easier application process<\/li>\n\n\n\n<li>Less confusion between grant types<\/li>\n<\/ul>\n\n\n\n<p>Let&#8217;s look at the <strong>top 5 government grants for SMEs in 2026<\/strong> and how you can get the most out of them.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Productivity Solutions Grant (PSG)&nbsp;<\/strong><\/h3>\n\n\n\n<p>The <a href=\"https:\/\/www.info-tech.com.sg\/productivity-solutions-grant\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>PSG Grant<\/strong><\/a> stands out as one of the most popular SME programs. In 2026, PSG has expanded to include <strong>AI-enabled solutions<\/strong>, such as automation tools, predictive analytics, and intelligent workflow systems \u2014 helping SMEs move beyond basic digitalisation into advanced transformation.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What It Covers<\/strong>&nbsp;<\/h4>\n\n\n\n<p>PSG backs solutions for key business areas such as:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Human Resource Management&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payroll and Accounting&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Customer Relationship Management (CRM)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cybersecurity and E-commerce&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>IMDA and other agencies check these solutions to make sure they&#8217;re good.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Who Can Apply for PSG &amp; How<\/strong>\u00a0<\/h4>\n\n\n\n<p>Your business can qualify if it:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Has registration and operates in Singapore.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Has at least 30% local ownership.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Makes annual sales \u2264 S$100M OR has \u2264 200 employees.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>You can apply through the <a href=\"https:\/\/www.businessgrants.gov.sg\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Business Grants Portal (BGP)<\/strong><\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-background has-link-color wp-elements-511a61eed591fad7bc83c76ca4eb3080\" style=\"background-color:#fec63b\"><strong>Tool We Suggest: Info-Tech&#8217;s <a href=\"https:\/\/www.info-tech.com.sg\/hr-software\">HR<\/a> &amp; <a href=\"https:\/\/www.info-tech.com.sg\/payroll-software\">Payroll Software<\/a> has PSG approval, which helps SMEs automate HR jobs like tracking leave handling payroll, and monitoring attendance.&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>PSG provides funding for up to 50% of pre-approved digital solutions like HR, payroll, and CRM systems.&nbsp;<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Enterprise Development Grant (EDG)&nbsp;<\/strong><\/h3>\n\n\n\n<p>Unlike PSG, <a href=\"https:\/\/www.enterprisesg.gov.sg\/financial-support\/enterprise-development-grant\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Enterprise Development Grant<\/strong><\/a><strong>\u202f(EDG)<\/strong>focuses on <strong>large-scale transformation projects<\/strong>, such as business model innovation, branding strategy, and international expansion. It requires clear outcomes like revenue growth, productivity improvements, or market expansion.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What It Covers<\/strong>&nbsp;<\/h4>\n\n\n\n<p>EDG finances projects in three main areas:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Core Capabilities<\/strong> \u2013 boosting essential business functions.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Innovation &amp; Productivity<\/strong> \u2013 embracing new tech and automation.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Market Access<\/strong> \u2013 building your brand, marketing, and going global.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>The grant can fund <strong>up to 50% of project expenses<\/strong>, with extra backing for sustainability and international expansion.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Who Can Apply for EDG?<\/strong>\u00a0<\/h4>\n\n\n\n<p>Businesses that have grown past their initial startup phase and aim to secure their future operations.&nbsp;<\/p>\n\n\n\n<p>EDG covers up to 50% of project costs for building capabilities sparking innovation, and expanding overseas.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. SkillsFuture Enterprise Credit (SFEC)&nbsp;<\/strong><\/h3>\n\n\n\n<p>Skill upgrades play a key role in today&#8217;s digital economy. The\u202f <a href=\"https:\/\/www.myskillsfuture.gov.sg\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>SkillsFuture<\/strong><\/a>\u202f Enterprise Credit (<strong>SFEC<\/strong>)pushes employers to put money into staff training and company changes.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What It Offers<\/strong>&nbsp;<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One-time <strong>S$10,000 credit for each employer<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Covers <strong>90% of eligible expenses<\/strong> on training and growth.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Eligibility<\/strong>&nbsp;<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employers need to have paid at least S$750 in Skills Development Levy.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All SDL payments must be on time.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Need to have used at least one qualifying program.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Market Readiness Assistance (MRA) Grant&nbsp;<\/strong><\/h3>\n\n\n\n<p>Want to expand ? The <strong>MRA Grant<\/strong> lowers the money risks of growing abroad.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What MRA Covers<\/strong>\u00a0<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MRA provides <strong>up to 50% of eligible costs<\/strong>, with <strong>enhanced support of up to 70% starting from April 2026<\/strong>, capped at S$100,000 per company per market.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eligible activities:&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Setting up overseas markets&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Growing your business&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Marketing &amp; promoting overseas&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>If you&#8217;re looking at Southeast Asia, the Middle East, or other places, MRA helps you move from local success to global reach.&nbsp;<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abeafd\"><strong><em>2026 Update:<\/em> SMEs can now use MRA not only for new markets, but also to <strong>expand further into existing overseas markets<\/strong>, making the grant more flexible for scaling businesses.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Niche Grants in 2026: Sustainability &amp; AI&nbsp;<\/strong><\/h3>\n\n\n\n<p>In 2026 new grant schemes show Singapore&#8217;s drive to promote sustainability and digital change.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Green Grants<\/strong> \u2013 help to adopt eco-friendly practices like energy efficiency, waste reduction, and sustainable supply chains.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Automation &amp; AI Grants<\/strong> \u2013 money to add AI, robotics, or automation to cut down on manpower needs and grow more .&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Tip: To stay updated, check out <a href=\"https:\/\/www.enterprisesg.gov.sg\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Enterprise Singapore<\/strong><\/a>, IMDA, and SkillsFuture.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Comparison of All SME Grants (2026)\u00a0<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Grant<\/strong>&nbsp;<\/td><td><strong>Funding Support<\/strong>&nbsp;<\/td><td><strong>Focus Area<\/strong>&nbsp;<\/td><td><strong>Best For<\/strong>&nbsp;<\/td><\/tr><tr><td><strong>PSG<\/strong>&nbsp;<\/td><td>Up to 50% of solution cost&nbsp;<\/td><td>Digital adoption &amp; productivity&nbsp;<\/td><td>SMEs automating core functions&nbsp;<\/td><\/tr><tr><td><strong>EDG<\/strong>&nbsp;<\/td><td>Up to 50% of project cost&nbsp;<\/td><td>Innovation, capability building, expansion&nbsp;<\/td><td>Growth-stage SMEs&nbsp;<\/td><\/tr><tr><td><strong>SFEC<\/strong>&nbsp;<\/td><td>S$10,000 (90% offset)&nbsp;<\/td><td>Training &amp; workforce transformation&nbsp;<\/td><td>Employers investing in staff&nbsp;<\/td><\/tr><tr><td><strong>MRA<\/strong>&nbsp;<\/td><td>Up to 70% (capped S$100,000)&nbsp;<\/td><td>To enter overseas markets&nbsp;<\/td><td>SMEs exploring new markets&nbsp;<\/td><\/tr><tr><td><strong>Niche Grants<\/strong>&nbsp;<\/td><td>Varies (eco\/AI focus)&nbsp;<\/td><td>To make businesses sustainable &amp; automated&nbsp;<\/td><td>SMEs going green or digital&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Boost Your Government Grant Application?<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Get Your Documents Ready<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ACRA BizFile profile&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Latest financial statements&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Detailed project proposal&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Quotes from approved vendors&nbsp;<\/li>\n\n\n\n<li>You must pay upfront first<\/li>\n\n\n\n<li>You can only claim after project completion<\/li>\n\n\n\n<li>Starting a project before approval may result in rejection<\/li>\n<\/ul>\n\n\n\n<p>2. <strong>Team Up with Approved Vendors<\/strong> Working with trusted vendors like <strong>\u202f<\/strong><a href=\"https:\/\/www.info-tech.com.sg\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Info-Tech Systems Ltd<\/strong><\/a> helps you  follow the rules and get faster approval.&nbsp;<\/p>\n\n\n\n<p>3. <strong>Match National Goals<\/strong> Projects that focus on going digital being eco-friendly, and training employees have a better chance of getting approved.&nbsp;<\/p>\n\n\n\n<p>4. <strong>Typical Approval Timeline<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PSG: ~4\u20136 weeks<\/li>\n\n\n\n<li>EDG\/MRA: ~8\u201312 weeks<\/li>\n<\/ul>\n\n\n\n<p>Plan your projects accordingly to avoid delays.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Last Thoughts: Use Grants to Help Your Business Grow&nbsp;<\/strong><\/h2>\n\n\n\n<p>Government grants do more than just give you money \u2014 they help you reach your goals. Whether you want to update your HR grow overseas, or make your business greener, there&#8217;s a program to back you up.&nbsp;<\/p>\n\n\n\n<p>Info-Tech has approval from PSG as a vendor. It helps SMEs adopt HR and payroll solutions with grant support.&nbsp;<\/p>\n\n\n\n<p>Want to find the right grant for your business? <strong><a href=\"https:\/\/www.info-tech.com.sg\/contact-us\" target=\"_blank\" rel=\"noreferrer noopener\">Request a Demo<\/a><\/strong> now.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions:&nbsp;<\/strong><\/h2>\n\n\n\n<div class=\"container\">\n       \n        <div class=\"mi-faq\">\n          <div class=\"accordion\" id=\"accordionExample\">\n            <div class=\"card\">\n              <div class=\"card-head\" id=\"headingOne\">\n                <div class=\"acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapseOne\" aria-expanded=\"true\" aria-controls=\"collapseOne\">\n                  <h4 class=\"Positionheader\">Which SME grant in Singapore do people use most?<\/h4>\n                <\/div>\n              <\/div>\n              <div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#accordionExample\">\n                <div class=\"card-body\">\n                  <p>PSG ranks among the most used grants. It funds up to 50% of pre-approved digital solutions.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"card\">\n              <div class=\"card-head\" id=\"headingtwo\">\n                <div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsetwo\" aria-expanded=\"false\" aria-controls=\"collapsetwo\">\n                  <h4 class=\"Positionheader\">How much does EDG support?<\/h4>\n                <\/div>\n              <\/div>\n              <div id=\"collapsetwo\" class=\"collapse\" aria-labelledby=\"headingtwo\" data-parent=\"#accordionExample\">\n                <div class=\"card-body\">\n                  <p>EDG covers up to 50% of project costs. It offers more support for sustainability and internationalisation.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"card\">\n              <div class=\"card-head\" id=\"headingthree\">\n                <div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsethree\" aria-expanded=\"false\" aria-controls=\"collapsethree\">\n                  <h4 class=\"Positionheader\">Who can get SFEC?<\/h4>\n                <\/div>\n              <\/div>\n              <div id=\"collapsethree\" class=\"collapse\" aria-labelledby=\"headingthree\" data-parent=\"#accordionExample\">\n                <div class=\"card-body\">\n                  <p>Companies that have paid Skills Development Levy of at least S$750 and started a qualifying program.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"card\">\n              <div class=\"card-head\" id=\"headingfour\">\n                <div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsefour\" aria-expanded=\"false\" aria-controls=\"collapsefour\">\n                  <h4 class=\"Positionheader\">How much money does MRA give at most?<\/h4>\n                <\/div>\n              <\/div>\n              <div id=\"collapsefour\" class=\"collapse\" aria-labelledby=\"headingfour\" data-parent=\"#accordionExample\">\n                <div class=\"card-body\">\n                  <p>MRA limits its support to S$100,000 for each company entering a new market.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n<div class=\"card\">\n              <div class=\"card-head\" id=\"headingfive\">\n                <div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsefive\" aria-expanded=\"false\" aria-controls=\"collapsefive\">\n                  <h4 class=\"Positionheader\">Will we see new grants in 2026?<\/h4>\n                <\/div>\n              <\/div>\n              <div id=\"collapsefive\" class=\"collapse\" aria-labelledby=\"headingfive\" data-parent=\"#accordionExample\">\n                <div class=\"card-body\">\n                  <p>Yes. Special grants now help with green projects and bringing in AI and automation.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"Which SME grant in Singapore do people use most?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"PSG ranks among the most used grants. It funds up to 50% of pre-approved digital solutions.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How much does EDG support?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"EDG covers up to 50% of project costs. 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